Products
Consulting
One record of your loans. Every decision that depends on it.
Every ARCSys product reads from the same reconciled, loan-level record of your institution, so the answer to one question doesn't contradict the next. Start with the decision in front of you.
Load your loans once. Everything after that is already connected.
You are responsible for a consequential financial decision. You should not have to make it from opaque, disconnected, or manually assembled information.
Find the product by the decision it supports
The portfolio is easier to understand when it is organized around the questions an institution has to answer over the life of a loan, a balance sheet, and a strategy.
What should we reserve, what is driving the result, and can we explain it?
Calculate, investigate, report, and defend expected credit losses.
▸ Learn moreAn annual, high-level review of CECL assumptions, segmentation, and results.
▸ Learn moreSpecialist analysis, validation, stress testing, advisory support, and model expertise.
▸ Learn moreHow do credit, liquidity, interest-rate, and capital considerations connect?
Understand interest-rate risk across your loans, deposits, and investments from a connected information foundation.
▸ Learn moreTurn institutional data into usable reporting and decision-ready intelligence.
▸ Learn moreCalculate, investigate, report, and defend expected credit losses.
▸ Learn moreHow are we performing, who are our relevant peers, and where should we look next?
Should we acquire, sell, participate in, retain, or reposition this asset?
Evaluate, buy, sell, participate in, price, and analyze loan assets through a controlled workflow.
▸ Learn moreBenchmark performance, review CAMELS-related areas from public call report data, and inform the board.
▸ Learn moreSpecialist analysis, validation, stress testing, advisory support, and model expertise.
▸ Learn moreShould we make this loan, and on what terms?
Is the risk changing after origination?
Do we need outside expertise to validate, stress-test, improve, or explain this process?
One plan, whichever decision you start with.
Every ARCSys engagement follows the same four steps, so the product, the advisory approach, and the workflow fit the decision instead of the other way around.
Identify the high-stakes question, the workflow behind it, the trigger, and the people who have to sign off.
Connect your loan-level data, assumptions, and analysis, so every result traces back to the loans behind it.
Translate the insight into usable reporting, documentation, and a clear internal decision path.
Put the product, advisory approach, or workflow in place, with ARCSys specialists available when the question gets complex.
Also part of our practice
▸ ARCSys ConsultingNot sure where to start? Start with the decision.
Thirty minutes with an ARCSys specialist to name the question, the trigger, and the people who have to sign off.