ARC-CECLReview is an annual, high-level review of your CECL model: your assumptions, segmentation, and results, checked by ARCSys specialists and written up with recommendations. It’s included with ARC-CECL, so you have an expert read on the model before the auditor, validator, or examiner asks.
Built on the same reconciled loan record as the rest of ARCSys.
A CECL process should not be left alone between one output and the next hard question.
A CECL process needs more than a periodic software output. ARC-CECLReview gives your team a high-level review of assumptions, segmentation, and results each year, with written recommendations. When a question needs loan-level or independent work, that is scoped separately.
Prepayment, loss, qualitative, and discount assumptions reviewed against your portfolio and the current environment.
Allowance results reviewed for reasonableness and consistency, with the main drivers of the year’s movement summarized.
Your segmentation and methodology choices reviewed by the specialists who build these models.
The annual review stays high level. Loan-level drill-down lives in ARC-CECL, and root-cause or independent work is scoped through Model Analysis or ALM & CECL Validation.
Supporting documentation reviewed so the process is reviewable, controlled, and ready for governance scrutiny.
Clear recommendations your team can act on before the next close, audit, or examination.
The review is scoped to your process and timed to what is coming: an annual review, a material portfolio or economic change, or increased model-governance scrutiny.
Agree what will be reviewed: assumptions, segmentation, results, and documentation.
Specialists review the inputs, the segmentation, and the results against your portfolio and the environment.
Findings and recommendations are written up for finance, risk, and governance stakeholders.
Findings ready for the audit, validation, or board question the review was preparing you for.
A material variance, a portfolio or economic change, a governance request, or a resource gap.
Specialists review the change and name the assumptions most likely behind it.
Expert confirmation of the approach, or a recommended change with the reasoning documented.
The explanation is ready for the next reviewer who asks.
Annual review timing, a material change, increasing model-governance scrutiny, or an internal resource gap are all reasons the operating team needs more than a generic support channel. A review every year means the explanation is ready before anyone asks for it.
When your model risk policy calls for an independent, external review, ARCSys scopes it separately as ALM & CECL Validation and explains how independence is maintained.
▸ See it on your loansAn expert read on assumptions, segmentation, and results, every year.
Specialist review on a schedule, not only a software license.
Scoped findings and supporting documentation that hold up when governance stakeholders ask.
Bring the assumption you are least sure about and the date of your next audit, validation, or examination.
