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ARCMarketplace · COMING SOON

Evaluate and transact on loan assets with the analysis already done.

Evaluate loan participations and whole loans with loan-level detail already structured, inside a controlled, documented workflow.

Built on the same reconciled loan record as ARC-CECL and ARC-ALM.

2USE CASES: LOAN PARTICIPATIONS AND WHOLE-LOAN TRANSACTIONS
POOL · LOAN-LEVEL DETAILCREDIT MARK · RATE MARK
DOCUMENT ACCESS · CONTROLLEDCOUNTERPARTIES · QUALIFIED
Trusted by 250+ banks and credit unions since 2010
LOAN PARTICIPATIONSWHOLE-LOAN TRANSACTIONSCONTROLLED INFORMATION EXCHANGEANALYTICS BUILT IN

Before you negotiate price, understand the asset and the decision it needs to support.

Informed execution instead of opaque intermediation

ARCMarketplace combines portfolio information, loan analytics, documentation, controlled access, direct counterparty engagement, and transaction workflow, so a buyer or seller has a more transparent way to evaluate and manage a loan transaction.

Illustrative example
LISTING · INDIRECT AUTO PARTICIPATION
UNPAID BALANCE$24.8M
LOANS1,240
WTD COUPON6.84%
REMAINING TERM41 mo
Seller retains10%
States · 3 · loan-level geography✓

Structured listings

Every pool listed with loan-level detail: balances, terms, collateral, credit quality, and geography.

Illustrative example
VALUATION · PAR $24.8M
Credit mark−$0.94M
Rate mark−$0.62M
Servicing+$0.16M
Price · 94.4% of par$23.40M
Credit and rate marksServicing

Built-in valuation

Price a pool with the same models that drive your allowance, separating credit marks from rate marks.

Illustrative example
DOCUMENT ROOM · STAGE 2 OF 3
01 Loan tape · 1,240 rowsOPEN
02 Pool summaryOPEN
03 Credit files · sampleOPEN
04 AppraisalsSTAGE 3
05 Servicing agreementSTAGE 3

Controlled document access

Sellers control what is disclosed and when; buyers see enough to evaluate before committing to full diligence.

Illustrative example
EXPECTED LOSS · LISTED POOL
LIFETIME LOSS$0.94M
OF BALANCE3.8%
Method · same as your own book✓
Prepayment · measured per loan✓
Loans scored1,240 of 1,240

Expected loss on demand

Run expected loss on a listed pool with the same methodology you use for your own book.

Illustrative example
COUNTERPARTIES · 3 QUALIFIED
Counterparty A · indication$23.2M
Counterparty B · indication$23.0M
Counterparty C · NDA signedPENDING
Messages · inside the workflow14

Direct counterparty engagement

Engage qualified counterparties inside an approved workflow instead of an email chain.

Illustrative example
DAY-1 ACCOUNTING READY
PURCHASE PRICE$23.40M
UNPAID BALANCE$24.80M
Non-PCD · 1,188 loans✓
PCD · 52 loans✓
ASU 2025-08 · applied✓

Purchase accounting ready

Move from a closed transaction into PCD, non-PCD, and ASU 2025-08 treatment without re-keying data.

TWO SIDES. ONE SET OF NUMBERS.

From listing to closed transaction.

Sellers get controlled access to qualified counterparties. Buyers get a clearer way to evaluate loan assets, concentrations, pricing, and fit to their own portfolio.

01
UNDERSTAND THE ASSET

Loan-level detail is loaded and standardized for the listing.

02
SET DISCLOSURE

You decide what qualified counterparties see at each stage of diligence.

03
ENGAGE COUNTERPARTIES

The listing goes live with valuation and credit analysis attached.

04
MANAGE THE WORKFLOW

The transaction moves through an approved workflow with the documentation in one place.

01
EVALUATE THE LISTING

Review loan-level detail, credit quality, concentrations, and geography before committing to full diligence.

02
ASSESS STRATEGIC FIT

Price the asset with your own models and weigh the economic fit to your portfolio.

03
MODEL THE DAY-1 IMPACT

See the purchase accounting effect before signing.

04
BOOK IT

Move the closed asset into the right accounting treatment without re-keying data.

[WHY IT MATTERS]

Diligence that starts on day one, not week three.

Because listings arrive with loan-level data already structured for ARCSys models, participants can evaluate an asset and its fit before committing capital or accepting an offer. Every listing arrives in the same loan-level structure ARCSys uses for your own book.

▸ Get notified
POOL VALUATION · FROM PAR TO PRICE$ millions · 1,240 loans · indirect auto$0.0M$6.8M$13.6M$20.5M$27.3M$24.8MPar$0.9MCredit mark$0.6MRate mark$0.2MServicing$23.4MPrice
ILLUSTRATIVE EXAMPLE · FROM PAR TO PRICE: CREDIT MARK SEPARATED FROM RATE MARK ON A LISTED POOL

[ELIGIBILITY]Participation is subject to eligibility and contract terms; ARCMarketplace does not promise liquidity, pricing, speed, or completion of any transaction.

WHO IT IS FOR

Built for every seat
at the table

[OPERATING USER]

Lending, portfolio, credit, and investment teams

Organize information, evaluate asset characteristics, engage qualified counterparties, and move through an approved workflow with greater control.

[EXECUTIVE TEAM]

Strategic and economic fit, before committing

A clearer way to evaluate a portfolio decision before committing capital or accepting an offer.

[QUALIFIED PARTICIPANTS]

Banks, credit unions, investors, and portfolio owners

Organizations that buy, sell, participate in, invest in, collect against, or manage loan assets, subject to eligibility.

Talk through a portfolio decision with the marketplace team

Bring an asset you are considering, on either side of the table.